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📡 Rates are approximate reference rates. For live rates, check your bank or RBI website before transactions.

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Currency Tips for Indians

Best way to send money abroad?

Compare rates across banks, Wise (TransferWise), and authorised forex dealers. Banks often charge higher fees plus a poor exchange rate. Wise typically offers rates closest to the mid-market rate with transparent fees.

RBI guidelines for foreign currency

Under the Liberalised Remittance Scheme (LRS), resident Indians can remit up to USD 2,50,000 per financial year for permitted purposes. TCS (Tax Collected at Source) at 20% applies on remittances above ₹7 lakh per year.