Retirement Calculator
Find your retirement number and whether you are on track to retire comfortably
Retirement Planning
What is the 4% rule?
The 4% rule suggests you can safely withdraw 4% of your retirement savings each year without running out of money over a 30-year retirement. So if you need $40,000/year, you need $1,000,000 saved. This calculator uses your specific numbers for a more personalised estimate.
How much should I save for retirement?
A common guideline is to save at least 15% of your pre-tax income for retirement. But the right amount depends on your retirement age, expected expenses, existing savings, and other income sources like pensions or Social Security.
Why does inflation matter so much?
At 3% inflation, prices double every 24 years. So if you retire in 30 years, your $4,000/month lifestyle today will cost about $9,700/month then. This calculator adjusts your expenses for inflation automatically.