Inflation Calculator

Find the future value of money and how inflation erodes purchasing power

Current amount (₹)

Expected inflation rate (% per year)

6.0%

India average CPI inflation: ~5–6% · Food inflation can be higher at 7–9%

Time period (years)

10 yrs

Today's value

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in today's rupees

Future cost needed

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in future

Purchasing power lost

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Value of ₹100 then

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Required investment return

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Inflation multiplier

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Understanding Inflation

What does inflation mean for savings?

If your savings earn less than the inflation rate, you are actually losing purchasing power over time. For example, if inflation is 6% and your FD gives 7%, your real return is only about 1%.

How to beat inflation?

Equity investments (mutual funds, stocks) have historically given returns of 10–14% in India, well above the 5–6% inflation rate. Diversifying across equity, gold, and real estate helps preserve and grow purchasing power over long periods.