Inflation Calculator
Find the future value of money and how inflation erodes purchasing power
6.0%
India average CPI inflation: ~5–6% · Food inflation can be higher at 7–9%
10 yrs
Today's value
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in today's rupees
Future cost needed
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in future
Purchasing power lost
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Value of ₹100 then
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Required investment return
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Inflation multiplier
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Understanding Inflation
What does inflation mean for savings?
If your savings earn less than the inflation rate, you are actually losing purchasing power over time. For example, if inflation is 6% and your FD gives 7%, your real return is only about 1%.
How to beat inflation?
Equity investments (mutual funds, stocks) have historically given returns of 10–14% in India, well above the 5–6% inflation rate. Diversifying across equity, gold, and real estate helps preserve and grow purchasing power over long periods.